Funeral Plans
Watch this postI am very unhappy that these plans are totally unregulated. I think they should be avoided as they do not necessarily provide good value for money.
In addition, they are often overlooked by relatives when they are dealing with a deceased's estate.
If you really are worried about the cost of your funeral discuss it with your family and perhaps open a savings account specifically for this purpose. Assuming you have sufficient funds in your Estate when you die, your family can ask a bank or building society to release money to pay for your funeral before they have administered your Estate.
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I have dealt with 2 deaths, both of which had funeral plans. After my mother's death, we had a total nightmare and my father didn't want that happening again, so wanted a funeral plan. So I arranged one. And, when he passed away, everything went very smoothly with no issues. I made one call at around 5am (he died at 4am) and everything went without incident from there. When my husband was diagnosed with a terminal illness, we arranged a funeral plan for him. Again, everything went very smoothly.
I do think it's important to make sure you get the right advice and have the ri9ht plan. I would never recommend a 'life policy' but a good funeral plan is invaluable when the time comes. For me, it took a lot of worry out of the whole thing (twice).